Our Charges

These services are usually provided on a commission basis whereby Inverdea Financial Services Limited are remunerated directly by the product provider.


The scale of commission for the arrangement of products is listed below. These services may also be provided on a fee basis.

Pensions Group Scheme, Executive, Personal, PRSA. 

Regular Contributions:

Level Commission Model: Up to 5% of annual contribution

Initial & Renewal Commission Model: Up to 25% of annual contributions plus renewal commission of up to 5% may also apply. Single Contributions: Up to 5% of contribution

Fund based commission of up to 0.5% may apply

Overall Financial Review

€150 per hour depending on complexity involved

Annuity / Buy Out Bond


2%-5% of amount invested plus fund based commission of up to 0.5% p.a.


ARF / AMRF’s (Insured)


2%-5% of amount invested plus fund based commission of up to 0.5% (p.a.) may also apply


Group Pension Schemes


Individual consideration but broadly:
Initial Set Up Charge €2000 per scheme
Annual Maintenance: Annual Maintenance fee of €1,500 per annum index linked in line with CPI

This service can also be provided on a commission basis – see Scale of Commissions above.


Protection Term Assurance, Mortgage Protection, Specified Illness, Income Protection, Group Risk

Term Assurance , Mortgage Protection, Specified Illness &Income Protection:

Up to 162.2% of annual premium & annual renewal commission may also apply

Group Risk:
Between 6% and 12.5% of annual premium


Investment Bond

2% – 5% of amount invested & fund based commission (p.a.) may also apply


Regular Savings Plans

Up to 25% of initial annual premium & annual renewal commission of up to 5% may also apply



0.25% to 0.5% of deposit amount


Structured Investment Products

Up to 5% of amount invested (usually built into product pricing structure)

Please note that some life insurance companies may pay additional remuneration but this does not in any
way affect the clients’ contract.

These fee’s are as of June 2014

© 2018 Inverdea Financial Services Ltd

Inverdea Financial Services Ltd is regulated by the Central Bank of Ireland

Inverdea Financial Services Ltd.

Tel:  +353 (0)404 67123


Email: info@inverdea.ie


Inverdea Financial Services,

Inverdea House,

2 Bridge Street,

Wicklow Town,

Co. Wicklow, Ireland

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